Investment Management

We pose these four questions to our clients to help us develop 
their customized portfolios.  

  • What are your goals?
  • What is your investment time horizon?   
  • What is your tolerance for risk?
  • Are there any special cash needs? 

The process of constructing a portfolio utilizes diversification and appropriate asset allocation. The securities used primarily include equities, exchange traded funds, mutual funds, government and corporate bonds (CDs, money market funds and short term bond funds).


We regularly monitor client portfolios and adjust portfolios as conditions warrant. Although we think in terms of outperforming appropriate indexes, we try to do so while protecting client assets. In selected accounts, we will also use third party asset managers.